U.S. ↔ Asia-Pacific
We enable banks to do more across the Pacific.
InnoFinx brings together the technology, partnerships, payment connectivity and market access that help banks serve customers between the United States and Asia-Pacific.
01 / The foundation
Banks already have what matters.
The strongest financial relationships do not begin with technology. They begin with trust — and banks already bring the foundation customers rely on.
Trust
Established institutions and trusted financial relationships.
Regulated accounts
Real banking relationships built within regulated infrastructure.
Infrastructure
The systems, operations and financial foundation banks already run.
Customer relationships
Relationships that can grow as customers' needs become more complex.
02 / The opportunity
Customers need more.
As customers move between markets, their financial needs move with them. A student needs more than a tuition payment. A business needs more than a way to transfer funds.
03 / The challenge
No bank can build everything.
A bank can have the customer, the account, the trust and the infrastructure — and still be missing a network, a processor, a platform or a regional partner. Building every capability internally is rarely the answer.
- Payment network
- Processor
- Card program
- Platform
- Asia-Pacific market access
04 / Our role
InnoFinx closes the gap.
We bring together the capabilities banks may not have internally — and build them around the bank.
- Your bankYour strategy, customer relationships and core systems stay at the center.
- TechnologySystems, integrations and product infrastructure designed around the bank.
- PartnershipsPayment networks, processors, platforms and specialist providers.
- Payment connectivityConnections into more payment ecosystems across markets.
- Market accessCross-Pacific use cases, local relationships and customers with real financial needs.
05 / U.S. ↔ Asia-Pacific
From New York to new possibilities across the Pacific.
Our niche is where financial needs cross between the United States and Asia-Pacific.
- International education
- Cross-border commerce
- Payments
- Cards
- Business banking
- Regional connectivity
06 / Our philosophy
Keep the bank at the center.
Specialized fintech platforms can be part of the solution. We don’t replace them — and we don’t replace what makes a bank valuable. We help banks combine their own strengths with the right technology and partners, so customers gain more options without giving up a direct banking relationship.
Your customers.
Your banking relationship.
More capability around it.
FAQ / Questions banks ask us
Good questions, straight answers.
What does InnoFinx do?
InnoFinx enables banks to do more across the Pacific. We bring together the technology, partnerships, payment connectivity and market access that help banks serve customers operating between the United States and Asia-Pacific — built around the bank, so the bank keeps the customer relationship.
Is InnoFinx a bank?
No. InnoFinx is a technology company, not a bank. Banking services are provided by licensed partner institutions. The bank stays at the center and keeps the customer relationship.
Who does InnoFinx work with?
We work with banks and financial institutions — especially community and regional banks — whose customers live, study, trade or do business between the United States and Asia-Pacific, and with partners on both sides of the Pacific.
Which markets does InnoFinx focus on?
Our focus is the corridor between the United States, starting in New York, and Asia-Pacific markets including Hong Kong, mainland China, Taiwan, Singapore, Japan and Australia.
What is Co1X?
Co1X is InnoFinx's cross-border onboarding platform. It prepares and verifies businesses and individuals who need U.S. banking relationships and introduces them to partner banks — a working example of the market access InnoFinx brings to banks. Individuals and businesses looking to open an account can start at co1x.com.
How do we start working together?
Write to hello@innofinx.com. Our team will arrange a conversation about your customers, your current capabilities and where InnoFinx can help.
U.S. ↔ Asia-Pacific
More capability. Further together.
Technology. Partnerships. Payments. Banking. One objective: make banks more capable where cross-Pacific finance gets complicated.